Mr. Sami Haddad:  Chairman & General Manager

Mr. René A. Klat:  Managing Director & CEO

Mr. Jean H. Hleiss:  Director & Assistant General Manager

Mrs. Nathalie Broutèle:  Director - Representative of Natixis Assurances France

Mr.Marcel J. Pizzini:  Member

Mrs. Pascale Asmar:  Member

Mr. Bernard Colin:  Member

Mr.Semaan Bassil:  Member

Mr. Youssef Tohmé:  Member

Mr. Alain Tohmé:  Member

Mr. Mohamad Zaatari:  Member

Mr. Hicham Itani:  Member